In May 2025, the Italian fintech ecosystem took part in Fintech Visits DG FISMA, the European Digital Finance Association’s (EDFA) recurring initiative that brings national fintech communities face to face with EU institutions. These visits aim to foster strategic, hands-on dialogue between innovators and regulators — an increasingly vital effort as financial technology reshapes how people and businesses across Europe access services.

Driving Innovation in the Italian Fintech Ecosystem

Representing Italy was ItaliaFintech, the national association that unites the country’s leading fintech companies. With a diverse membership spanning credit, payments, insurance, capital markets, and open banking, ItaliaFintech highlighted the sector’s expanding role in driving innovation, financial inclusion, and digital transformation across Italy’s economy.

Three Companies, One Shared Vision for Innovation

Three standout Italian fintechs were invited to share their stories and perspectives:

Banca AideXa — A digital bank focused on small and medium-sized enterprises (SMEs), AideXa uses artificial intelligence, big data and open banking to deliver fast, tailored credit solutions for entrepreneurs. Its approach simplifies access to finance while enhancing transparency and efficiency.

Moltiply Group — As a pioneer of online financial services in Italy, Moltiply Group has evolved into a BPO and financial comparison powerhouse. By combining technological agility with operational independence, it continues to set the standard in consumer choice and innovation.

Nexi Group — A leading European PayTech active in more than 25 countries, Nexi provides secure, advanced and scalable payment solutions. Its strategy combines robust technological infrastructure with localized expertise to support merchants, banks, and institutions across Europe.

Together, these companies reflect the diversity and sophistication of Italy’s fintech landscape.

A platform for shared priorities

The session tackled core topics at the intersection of innovation and policy, including:

• The next phase of PSD2 and how to enable a more open, data-driven financial ecosystem

• The role of artificial intelligence in streamlining compliance, risk management and customer experience

• How to modernize KYC and AML frameworks to improve access and protect the system from abuse

The Italian delegation also underscored the need for scalable growth paths, investor confidence, and a regulation-first approach that doesn’t stifle experimentation but rather guides it.

Driving a More Inclusive European Fintech Future

Italy’s participation reaffirmed its role as a constructive voice in Europe’s fintech transformation. Initiatives like Fintech Visits DG FISMA prove that national ecosystems — when empowered to speak with a unified voice — can actively shape the policy landscape.

EDFA remains committed to building these bridges: connecting ideas to institutions, and innovation to inclusion.